Moneygram-UK

MoneyGram UK 2026: Fees, Locations, Tesco Access & What Changed

Byak1123

MoneyGram in the UK isn’t the same old road you remember—it’s a rerouted map. Some doors closed, others moved, and a few shortcuts appeared where you didn’t expect them. What once felt like a quick pit stop now has new signs, new rules, and different tolls.

If you’re planning a transfer in 2026, it pays to know which lanes are still open. From fees to locations to Tesco access, here’s how the route has changed—and how to navigate it.

That belief is now wrong.

In 2026, MoneyGram UK is still fast, still widely used, and still legitimate — but where and how you use it has quietly changed. If you don’t know what changed, you risk wasting time, paying higher fees, or walking into the wrong place.

This guide exists for one reason: to save you from outdated advice.

MoneyGram UK logo used for international money transfers in the United Kingdom

What MoneyGram UK Really Is in 2026

MoneyGram is a US‑founded international money transfer company headquartered in Dallas, Texas. In 2026, it operates in 200+ countries and territories with more than 470,000 agent locations worldwide.

In the UK, MoneyGram is provided by MoneyGram International Limited, based at 30 Churchill Place, Canary Wharf, London E14 5RE.

Crucially, MoneyGram is:

  • Authorised and regulated by the Financial Conduct Authority (FCA)
  • Registered with HMRC as a Money Services Business
  • Legally allowed to operate in the UK in 2026

This means your transfers must meet UK anti‑money‑laundering rules, identity checks are normal, and fees must be shown before you pay.

The Change Most People Miss: Post Office Is No Longer an Option

This is the part most guides get wrong.

As of 1 October 2024, MoneyGram services are no longer available at UK Post Office branches.

If you walk into a Post Office in 2026 asking for MoneyGram, you will be turned away.

The partnership ended following contract issues and a global cyber incident. As of January 2026, it has not been reinstated.

This single change is why so many people think MoneyGram has “disappeared” in the UK. It hasn’t — it has simply moved channels.

Where You Can Use MoneyGram in the UK (2026)

In 2026, you have three realistic ways to use MoneyGram in the UK:

1. Tesco Stores (In‑Person)

Tesco remains MoneyGram’s main physical partner in the UK.

You can send and receive money at selected Tesco stores with a MoneyGram counter. Availability varies by store, so always check before travelling.

Typical Tesco MoneyGram hours follow store opening times — often 8am to 10pm, seven days a week.

2. Online or Mobile App

You can send money online from the UK using:

  • Debit card
  • Credit card
  • Bank transfer (for some corridors)

Transfers can be sent to:

  • Cash pickup abroad
  • Bank accounts
  • Debit cards
  • Mobile wallets (country‑dependent)

This is now the fastest and cheapest way to use MoneyGram for most UK users.

3. Other Licensed Agents

A limited number of independent agents still operate MoneyGram counters, mainly in major cities. Use the official locator to find them.

Official locator: https://www.moneygram.com/locations

MoneyGram UK Fees in 2026 (What You Actually Pay)

MoneyGram fees are not flat. They depend on:

  • Destination country
  • Payment method
  • Delivery method
  • Amount sent

As a realistic guide in 2026:

  • Online transfers: from approximately £1.99 to £6.99
  • Cash transfers in Tesco: usually £4.99 to £14.99+

Exchange rates include a margin. You will always see the final cost before confirming.

For exact fees, use the official calculator on MoneyGram’s website — prices change daily.

How to Send Money with MoneyGram in the UK (Step‑by‑Step)

In person at Tesco:

  • Bring a valid passport or UK photo ID
  • Know the recipient’s full legal name
  • Know destination country and city
  • Pay cash or card
  • Receive an 8‑digit reference number

Online:

  • Create a MoneyGram account
  • Choose destination and delivery method
  • Pay by card or bank transfer
  • Share reference number with recipient

Many transfers arrive within minutes. Bank deposits may take 1–2 working days.

Receiving Money in the UK

If money is sent to your bank account or debit card, no action is needed.

For cash pickup:

  • Visit a Tesco MoneyGram counter
  • Bring photo ID
  • Provide the reference number
  • Collect cash immediately

Tracking a MoneyGram Transfer

You can track any transfer using the reference number and your surname via the official MoneyGram tracking tool.

Is MoneyGram Still the Best Option?

MoneyGram is best for:

  • Cash pickup abroad
  • Urgent transfers
  • Recipients without bank accounts

For cheaper bank‑to‑bank transfers, many UK residents now use Wise.

Contacting MoneyGram UK

Customer service (UK): 0800 026 0327

Email: customerservice@moneygram.com

Official help page: https://www.moneygram.com/help

MoneyGram didn’t disappear from the UK.

It simply stopped working the way people remember.

If you understand that — you’ll never waste a trip again.

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